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Split PaymentProvider into a base trait plus six capability extensions
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Rename the AppState payment-provider field to payments
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Give the provider trait an account id it can legally return
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Correct stale comments across server, tests and mnw-admin
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Exorcise sweep: strip AI tells from server copy, comments, and docs
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server: adopt lint block, fix clippy, fmt
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Format the tree with rustfmt and add the lint + supply-chain gates